Top 12 Travel Credit Cards for January 2023: The Ultimate Guide for Hassle-Free Travel

When it comes to planning a vacation, the last thing you want to worry about is your credit card. With so many options available, it can be overwhelming to choose the right one for your travel needs. To help make your decision easier, we've compiled a list of the 12 best travel credit cards of January 2023.

  • Chase Sapphire Preferred: This card offers a generous sign-up bonus of 80,000 points when you spend $4,000 on purchases in the first 3 months from account opening. You'll also earn 2 points per $1 spent on travel and dining and 1 point per $1 spent on all other purchases. Additionally, points can be transferred to a variety of popular travel partners at a 1:1 ratio, giving you even more options for redeeming your rewards.
  • Platinum Card from American Express: The Platinum Card from American Express is a great choice for luxury travelers. Not only do you get a sign-up bonus of 75,000 points when you spend $5,000 in the first 6 months, but you'll also enjoy benefits like access to the Global Lounge Collection, a $200 annual airline fee credit, and a $200 annual Uber credit. Plus, you'll earn 5 points per $1 spent on flights booked directly with airlines or American Express travel, as well as on prepaid hotels booked on amextravel.com.
  • Citi Premier Card: The Citi Premier Card offers a sign-up bonus of 60,000 points when you spend $4,000 in the first 3 months. You'll also earn 3 points per $1 spent on travel and select entertainment, 2 points per $1 spent on dining and gas and 1 point per $1 spent on all other purchases. Additionally, Citi points can be transferred to a variety of popular travel partners at a 1:1 ratio.
  • Capital One Venture Rewards Credit Card: This card offers a sign-up bonus of 100,000 miles when you spend $20,000 on purchases in the first 12 months from account opening or earn 50,000 miles if you spend $3000 on purchases in the first 3 months. You'll also earn 2 miles per $1 spent on every purchase, which can be redeemed for statement credits towards travel purchases.
  • Marriott Bonvoy Bold Credit Card: Marriott Bonvoy loyalist will get a lot of value from this card, especially with the sign-up bonus of 100,000 points after you spend $2,000 on purchases in the first 3 months from account opening. You'll also earn 3 points per $1 spent at participating Marriott Bonvoy hotels, 2 points per $1 spent on all other travel and 1 point per $1 spent on all other purchases.
  • Hilton Honors American Express Surpass Card: With a sign-up bonus of 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass Card after you use your new card to make $2,000 in eligible purchases within the first 3 months. You'll earn 12 points per $1 spent on purchases at hotels and resorts in the Hilton portfolio, 6 points per $1 spent at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, and 3 points per $1 spent on all other eligible purchases.
  • United Explorer Card: The United Explorer Card offers a sign-up bonus of 60,000 miles when you spend $3,000 in the first 3 months. You'll also earn 2 miles per $1 spent on purchases from United, 1.5 miles per $1 spent on all other purchases, and a 25% back on United inflight purchases. Plus, cardholders can enjoy perks like priority boarding, a free

checked bag, and access to the United Club.

  • Delta SkyMiles Gold American Express Card: If you're a frequent Delta flyer, the Delta SkyMiles Gold American Express Card is a great option. You'll earn a sign-up bonus of 50,000 miles after you spend $2,000 in purchases on your new Card in your first 3 months. You'll also earn 2 miles per $1 spent on Delta purchases and 1 mile per $1 spent on all other purchases. Plus, you'll get access to priority boarding and the first checked bag free for you and up to 8 companions on the same reservation.
  • Southwest Rapid Rewards Plus Credit Card: The Southwest Rapid Rewards Plus Credit Card offers a sign-up bonus of 40,000 points when you spend $1,000 on purchases in the first 3 months. You'll also earn 2 points per $1 spent on Southwest purchases and 1 point per $1 spent on all other purchases. Additionally, cardholders can enjoy perks like a free first and second checked bag and no foreign transaction fees.
  • The World Of Hyatt Credit Card: The World of Hyatt Credit Card offers a sign-up bonus of 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. You'll also earn 4 points per $1 spent at Hyatt hotels and resorts, 2 points per $1 spent on local transit and commuting, including taxis, mass transit, tolls and ride-share services. Plus, cardholders get 1 free night every year after their cardmember anniversary at any category 1-4 Hyatt hotel or resort
  • The IHG® Rewards Club Premier Credit Card: The IHG Rewards Club Premier Credit Card offers a sign-up bonus of 140,000 points after you spend $3,000 on purchases in the first 3 months. You'll also earn 10 points per $1 spent when you stay at IHG hotels, 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Plus, you will get a free night certificate each year after your cardmember anniversary.
  • The Ritz-Carlton Rewards Credit Card: The Ritz-Carlton Rewards Credit Card offers a sign-up bonus of 2 complimentary nights at any participating Tier 1-4 Ritz-Carlton hotel, after you spend $4,000 on purchases in the first 3 months. You'll also earn 5 points per $1 spent when you stay at Ritz-Carlton properties and 2 points per $1 spent on all other purchases. Plus, cardholders can enjoy perks like a $300 annual travel credit, Priority Pass Select membership, and a complimentary night stay at a Ritz-Carlton property every year after your card anniversary.

When choosing a travel credit card, it's important to consider your own travel habits and needs. If you frequently fly with a specific airline or stay at a specific hotel chain, it may be worth looking into their co-branded credit card. On the other hand, if you prefer more flexibility in redeeming your rewards, a general travel credit card may be a better option for you. Regardless of which card you choose, be sure to pay off your balance in full each month to avoid paying interest and to make the most of your rewards.

As you can see, there are many great options available when it comes to travel credit cards. From generous sign-up bonuses to rewards for everyday spending, these cards can help you save money and earn rewards on your next vacation. Be sure to compare the benefits and fees of each card before making a decision, and remember to use the card responsibly to make the most of your rewards. With the right

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