9 Essential Apps to Help You Manage Your Money and Health in the New Year

• Mint: This personal finance app helps you track your spending, create a budget, and monitor your credit score. It connects to all of your bank accounts and credit cards, so you can get a complete picture of your finances in one place. Mint also provides personalized financial advice based on your spending habits, and you can set up alerts for when you're close to overspending on certain categories.
• PocketGuard: This app is similar to Mint, but with a focus on helping you create and stick to a budget. It automatically categorizes your transactions and helps you see where your money is going. You can also set up alerts for when you're approaching your budget limits, so you can make adjustments before it's too late.
• You Need a Budget (YNAB): This budgeting app is based on the principle of giving every dollar a job, so you can make sure your money is being used for the things that are most important to you. YNAB syncs with your bank accounts, and it provides detailed reports and insights to help you understand your spending habits. You can also set up automatic reminders to help you stay on top of your budget.
• Wally: This personal finance app is geared towards helping you keep track of your expenses and income. It allows you to create a budget and track your spending, and it has a feature that helps you split expenses with friends and roommates. It also has a built-in currency converter, making it perfect for travelers.
• Acorns: This app makes it easy to save and invest your money. It rounds up your purchases to the nearest dollar and automatically invests the change into a portfolio of low-cost index funds. It also offers a feature called Found Money which allows you to earn cash back from certain brands and merchants when you shop through the app.
• MyFitnessPal: This app helps you track your food intake and exercise, making it easy to see where you need to make improvements. It has a database of more than 5 million foods, so you can easily log your meals and snacks. It also has a barcode scanner that makes it easy to track packaged foods, and it syncs with many popular fitness tracking devices.
• 7 Minute Workout: This simple app guides you through a series of bodyweight exercises that can be done in just 7 minutes. The exercises are designed to be high-intensity, and they can be done anywhere without any equipment. The app also includes a progress tracker, so you can see how much you're improving over time.
• Headspace: This app offers guided meditations and mindfulness exercises to help reduce stress and improve your overall well-being. It has a wide range of guided meditations for different needs and levels of experience, and it also offers a series of exercises specifically designed for people who are new to meditation.
• Sleep Cycle: This app tracks your sleep patterns and wakes you up during your lightest sleep phase, which can help you feel more refreshed and energized in the morning. It uses your phone's microphone and accelerometer to monitor your movements and sounds while you sleep, and it gives you a detailed analysis of your sleep patterns.

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Using these apps can help you to stay on top of your finances and health in the new year, and make your resolutions more achievable. With Mint, you'll be able to see where your money is going and adjust your spending habits accordingly. With Wally, you'll be able to keep track of expenses and income, and split expenses with friends and roommates. Acorns is a great app for those who have trouble saving money. It makes it easy to save and invest by rounding up your purchases and investing the change. And with apps like MyFitnessPal, 7 Minute Workout, Headspace, and Sleep Cycle, you'll have the tools you need to improve your physical health and well-being.

In addition to these apps, there are also other resources you can use to help you stay on track. For example, you can set up automatic savings plans with your bank, or meet with a financial advisor for personalized advice. When it comes to your physical health, you can also consider hiring a personal trainer or joining a gym to help you reach your fitness goals.

It's important to keep in mind that these apps are only tools to help you achieve your goals. You still need to put in the effort and make the necessary changes to your habits. Be realistic about what you can accomplish and break your goals down into smaller steps. Remember, Rome wasn't built in a day, and the same goes for reaching your financial and health-related goals.

In conclusion, the new year is a great time to make changes and improve your finances and physical health. With the right tools, it's much easier to achieve your goals. These 9 apps can help you take control of your money and health, and make it more likely that you'll stick to your resolutions this year. With Mint, PocketGuard, YNAB, Wally, Acorns, MyFitnessPal, 7 Minute Workout, Headspace, and Sleep Cycle, you'll have everything you need to stay on track and make progress towards your goals.